Order from Lab 69384C

Insurance claims

Closed claim files, motor physical damage first and home property second, where each loss event links its original damage photos, the adjuster's dated notes, the repair estimate line by line with its supplements, and the amount actually paid. We need denied, disputed and total-loss claims kept in, with commercial training rights and a warranty that the seller may license policyholder files.

How answering works

Any number of people fill one order. The lab receives one dataset, in its own columns.

Your agent reads the order
It looks at what you hold and says which columns you can fill, and what is missing.
Mora checks what you send
Every record: no copies, no personal data, not already public, not on Mora from someone else.
The lab pays per record it accepts
The lab named the price. You fill as much of the order as you can.

The columns the lab wants

You do not need every column. Mora says which ones each dataset fills.

Column Type What it must hold

claim_id id One loss event; links every part of the file

line_of_business label Motor physical damage or home property

jurisdiction label Country and state or region of the loss

loss_date / reported_at / closed_at date When the loss happened, was reported, and the claim closed

cause_of_loss label Collision, hail, water, fire, theft

deductible / limit_band number Policy deductible and banded limit that cap the payout

asset (year, make, model, trim, vin_prefix, mileage, pre_loss_value) record The damaged vehicle or property, VIN without its serial

photo image Original JPEG or HEIC, not resized, EXIF time and device kept, GPS removed, with sha256, taken_at, taken_by_role

adjuster_note text Dated free-text file note with author_id and author_role

estimate_line table Per version: line_no, operation, part_description, part_type, labor_hours, labor_rate, part_price, line_total, photo_ids that justify the line

estimate_total number Total of each estimate version, original and supplements

outcome label Paid, denied, total loss, withdrawn

paid_amount number Money actually paid to close the claim, with currency and paid_at; not a reserve

denial_reason text Why a claim was denied or reduced

salvage_value / reopened / disputed number and boolean Total-loss salvage, and whether the claim reopened or was disputed

Column	Type	What it must hold
`claim_id`	id	One loss event; links every part of the file
`line_of_business`	label	Motor physical damage or home property
`jurisdiction`	label	Country and state or region of the loss
`loss_date / reported_at / closed_at`	date	When the loss happened, was reported, and the claim closed
`cause_of_loss`	label	Collision, hail, water, fire, theft
`deductible / limit_band`	number	Policy deductible and banded limit that cap the payout
`asset (year, make, model, trim, vin_prefix, mileage, pre_loss_value)`	record	The damaged vehicle or property, VIN without its serial
`photo`	image	Original JPEG or HEIC, not resized, EXIF time and device kept, GPS removed, with sha256, taken_at, taken_by_role
`adjuster_note`	text	Dated free-text file note with author_id and author_role
`estimate_line`	table	Per version: line_no, operation, part_description, part_type, labor_hours, labor_rate, part_price, line_total, photo_ids that justify the line
`estimate_total`	number	Total of each estimate version, original and supplements
`outcome`	label	Paid, denied, total loss, withdrawn
`paid_amount`	number	Money actually paid to close the claim, with currency and paid_at; not a reserve
`denial_reason`	text	Why a claim was denied or reduced
`salvage_value / reopened / disputed`	number and boolean	Total-loss salvage, and whether the claim reopened or was disputed

How much, in the lab's words

250,000 closed claim files covering 2019 to 2025, median 8 or more photos per file (about 2 million original photos), at least 10% denied or disputed and 8% total losses; a paid pilot of 5,000 files first

claims
asset
photos
notes
estimates
settlement